Regular Signature - a personal loan that you can take out for a time not to exceed 24 months.
Bill Consolidation - Pay off those credit card debts or other debts that you may have. Just bring in a completed loan application and copies of the most recent bills you wish to have paid. This loan has a maximum term of 24 months.
Home Improvement - Need to make some improvements around your home? Then our home improvement loan is for you. Bring in estimates, bills, or charge slips so we can pay directly to contractors and/or reimburse you. The maximum length for this loan is 24 months and is subject to the unsecured loan limit.
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Secured Loans
If you're looking for a loan that offers a lower interest rate, our share secured or share certificate secured loan may be what you're looking for. Share secured loans must be 100% secured by the balance in your share or share certificate account.
The interest rate on Share secured loans is 2% above the most recent declared dividend rate. You pick the payment that fits your budget. You choose the term and/or payment that works for you.
Share certificate secured loans are at 3% above the dividend rate being paid on your certificate. The term on these loans cannot exceed the maturity date on the share certificate.
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