Panduit Employees Credit Union
.........not just another credit union

Being able to successfully save
money is one the most important things that you can do in order to prepare for your financial future.
And while saving money isn't always the
easy thing to do, it isn't impossible.
WHY YOU SHOULD SAVE...
While the benefits of saving money may seem obvious, there are a
number of advantages to having a healthy savings plan that you may
have not considered:
Emergencies*: If there's one certainty in life, it's that unexpected things can happen at
any time. An emergency situation can be debilitating if you
aren't properly prepared.
A well established savings account can help prevent a financial crisis when these situations arise.
Debt Prevention*: The main reason that people go into debt is because they make purchases that they can't afford. In these instances, they usually turn to credit cards (which charge
high interest rates and are often hard
to pay off). A well-funded
savings account can allow you to purchase
the items outright and avoid the pitfalls of borrowing money.
Plan for the Future*: Everyone has something that they are striving for. Whether it's money to buy a new car,
pay for an education, or fund an early retirement, many of the things that we want can end up costing a good deal of money. An efficient and disciplined savings plan can help you achieve those goals sooner and without the drawbacks of debt.
*Links to non-PECU websites contained in this site are
offered only as sources of information on subjects that may
be of interest
to users of our website, and PECU is not responsible for the content of such sites as we have no control over what is displayed or collected on the website. PECU does not guarantee authenticity of documents at such sites
and links to non-PECU sites do not imply an endorsement
of the services or products offered at such sites.
SHARE DIVIDENDS
Effective December 12, 2009
SHARES (Declared for 4th Quarter)
| Annual Percentage Rate | (APR) |
.75% |
| Annual Periodic Yield | (APY) |
.75% |
SHARE DRAFT CHECKING
| Annual Percentage Rate | (APR) |
.25% |
| Annual Periodic Yield | (APY) |
.25% |
SIX-MONTH CERTIFICATE
| Minimum Balance Requirement | $ 1,000.00 |
|
| Annual Percentage Rate | (APR) |
1.10% |
| Annual Periodic Yield | (APY) |
1.11% |
ONE YEAR CERTIFICATE
| Minimum Balance Requirement | $ 1,000.00 |
|
| Annual Percentage Rate | (APR) |
1.40% |
| Annual Periodic Yield | (APY) |
1.41% |
TWO YEAR CERTIFICATE
| Minimum Balance Requirement | $ 1,000.00 |
|
| Annual Percentage Rate | (APR) |
1.80% |
| Annual Periodic Yield | (APY) |
1.81% |
TRADITIONAL AND ROTH IRA CERTIFICATE ONE YEAR
| Minimum Balance Requirement | $ 1,000.00 |
|
| Annual Percentage Rate | (APR) |
1.40% |
| Annual Periodic Yield | (APY) |
1.41% |
TRADTIONAL AND ROTH IRA CERTIFICATE TWO YEAR
| Minimum Balance Requirement | $ 1,000.00 |
|
| Annual Percentage Rate | (APR) |
1.80% |
| Annual Periodic Yield | (APY) |
1.81% |
Rates are subject to change without notice