Credit Union hands Panduit Employees Credit Union

.........not just another credit union

hometypes of accountsRatesLoansAdded ServicesFrequnetly Asked QuestionsInternet Teller

car buyingWhether it's financing a new or used vehicle or refinancing an exsisting loan, PECU can save
you money!



Don't think our loans are low enough?

Have you been offered a lower rate elsewhere?

Give us a chance to match or beat the
rate you have been offered before you buy, or let us refinance your loan from another lender.

Bring in your paperwork. Let us see what
we can do for you!

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Effective Date: July 16, 2011
LOAN RATES

The term of the loan may vary and will be dependent on the amount borrowed, down payment, and value of the vehicle.
72 month term available only on loan amounts over $20,000.
Used vehicles subject to loan value as listed in the N.A.D.A book.
Exisiting PECU loans are not eligible for refinance.


Minimum monthly payment on all loans, excluding Visa, is $75


All rates given are Annual Percentage Rates (APR)

2.90%

up to 72 months

(loan rates shown for qualified borrowers and loan conditions)
NEW AND USED VEHICLE LOANS

Maximum length of loan for model year
2003 & Older........up to 24 months
2004 - 2005..........up to 36 months
2006 - 2007..........up to 48 months
2008 - 2009..........up to 60 months
2010 - 2011.........up to 72 months*
*for $20,000 or more

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

Share Secured
 1.20% up to 60 months
(use the balance in your share savings account to secure the loan).
Signature 11.90% up to 24 months
(Includes Debt Consolidation and Home Improvement)
Visa 12.84%
(Monthly payment is 3% of the outstanding balance or $30.00; whichever is greater)


Information on this page is subject to change without notice.

Call the credit union office at 708-532-1800 ext 1270 if you have questions.